① 英語四級作文範文（兩篇）
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards， otherwise known as 「 money」， are being offered on very good terms to encourage the change. Consumers will be able to 「buy now， pay later」， and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need， and can become quickly overburdened by debt. The credit cards often charge a high rate of interest， which exacerbates the problems for these people.
However， used wisely credit cards can improve the quality of people』s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled， they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
② 英語四級作文範文—關於觀點類的
這網上找的，挺多的，不過我勸你還是多做閱讀和聽力，這兩你做好了，其他跟著就上去了，作文你到考試前集中背兩三個經典的你能記住的就行，看多了背多了會暈的。。還是一句話，多做聽力和閱讀~
英語四級作文萬能句
（一）段首句
1. 關於……人們有不同的觀點。一些人認為……
There are different opinions among people as to ____ .Some people suggest that ____.
2. 俗話說（常言道）……，它是我們前輩的經歷，但是，即使在今天，它在許多場合仍然適用。
There is an old saying______. It"s the experience of our forefathers，however，it is correct in many cases even today.
3. 現在，……，它們給我們的日常生活帶來了許多危害。首先，……；其次，……。更為糟糕的是……。
Today, ____, which have brought a lot of harms in our daily life. First, ____ Second,____. What makes things worse is that______.
4. 現在，……很普遍，許多人喜歡……，因為……，另外（而且）……。
Nowadays，it is common to ______. Many people like ______ because ______. Besides，______.
5. 任何事物都是有兩面性，……也不例外。它既有有利的一面，也有不利的一面。
Everything has two sides and ______ is not an exception，it has both advantages and disadvantages.
6. 關於……人們的觀點各不相同，一些人認為（說）……，在他們看來，……
People』s opinions about ______ vary from person to person. Some people say that ______.To them,_____.
7. 人類正面臨著一個嚴重的問題……，這個問題變得越來越嚴重。
Man is now facing a big problem ______ which is becoming more and more serious.
8. ……已成為人的關注的熱門話題，特別是在年青人當中，將引發激烈的辯論。
______ has become a hot topic among people，especially among the young and heated debates are right on their way.
9. ……在我們的日常生活中起著越來越重要的作用，它給我們帶來了許多好處，但同時也引發一些嚴重的問題。
______ has been playing an increasingly important role in our day-to-day life.it has brought us a lot of benefits but has created some serious problems as well.
10. 根據圖表/數字/統計數字/表格中的百分比/圖表/條形圖/成形圖可以看出……。很
③ 英語四級考試作文範文
Online Shopping
, online shopping has increasingly become a fashion. Nobody will fail to notice that a growing number of people prefer shopping online such as Taobao because it brings us a lot of convenience. Just click your button, and all that you can do is to wait for your delivery to come.
However, everything can be divided into two, and online shopping has no exception. It also has many problems. First of all, most procts have very poor quality. When you buy something online, you can not touch or feel them, so their quality is not so good as it looks. What』s worse, it will cause your financial insecurity, because the payment is also done through the Internet. Therefore, your bank account or credit card numbers will be stolen and make you suffer a great loss.
On the whole, through the above analysis, i believe online shopping has a very bright future. Although it has many problems, it is one of the results of modern society. There is a long way to go for us to improve its services.這是2010年6月份四級考試作文