① 英语四级作文范文（两篇）
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards， otherwise known as “ money”， are being offered on very good terms to encourage the change. Consumers will be able to “buy now， pay later”， and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need， and can become quickly overburdened by debt. The credit cards often charge a high rate of interest， which exacerbates the problems for these people.
However， used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled， they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
② 英语四级作文范文—关于观点类的
这网上找的，挺多的，不过我劝你还是多做阅读和听力，这两你做好了，其他跟着就上去了，作文你到考试前集中背两三个经典的你能记住的就行，看多了背多了会晕的。。还是一句话，多做听力和阅读~
英语四级作文万能句
（一）段首句
1. 关于……人们有不同的观点。一些人认为……
There are different opinions among people as to ____ .Some people suggest that ____.
2. 俗话说（常言道）……，它是我们前辈的经历，但是，即使在今天，它在许多场合仍然适用。
There is an old saying______. It"s the experience of our forefathers，however，it is correct in many cases even today.
3. 现在，……，它们给我们的日常生活带来了许多危害。首先，……；其次，……。更为糟糕的是……。
Today, ____, which have brought a lot of harms in our daily life. First, ____ Second,____. What makes things worse is that______.
4. 现在，……很普遍，许多人喜欢……，因为……，另外（而且）……。
Nowadays，it is common to ______. Many people like ______ because ______. Besides，______.
5. 任何事物都是有两面性，……也不例外。它既有有利的一面，也有不利的一面。
Everything has two sides and ______ is not an exception，it has both advantages and disadvantages.
6. 关于……人们的观点各不相同，一些人认为（说）……，在他们看来，……
People’s opinions about ______ vary from person to person. Some people say that ______.To them,_____.
7. 人类正面临着一个严重的问题……，这个问题变得越来越严重。
Man is now facing a big problem ______ which is becoming more and more serious.
8. ……已成为人的关注的热门话题，特别是在年青人当中，将引发激烈的辩论。
______ has become a hot topic among people，especially among the young and heated debates are right on their way.
9. ……在我们的日常生活中起着越来越重要的作用，它给我们带来了许多好处，但同时也引发一些严重的问题。
______ has been playing an increasingly important role in our day-to-day life.it has brought us a lot of benefits but has created some serious problems as well.
10. 根据图表/数字/统计数字/表格中的百分比/图表/条形图/成形图可以看出……。很
③ 英语四级考试作文范文
Online Shopping
, online shopping has increasingly become a fashion. Nobody will fail to notice that a growing number of people prefer shopping online such as Taobao because it brings us a lot of convenience. Just click your button, and all that you can do is to wait for your delivery to come.
However, everything can be divided into two, and online shopping has no exception. It also has many problems. First of all, most procts have very poor quality. When you buy something online, you can not touch or feel them, so their quality is not so good as it looks. What’s worse, it will cause your financial insecurity, because the payment is also done through the Internet. Therefore, your bank account or credit card numbers will be stolen and make you suffer a great loss.
On the whole, through the above analysis, i believe online shopping has a very bright future. Although it has many problems, it is one of the results of modern society. There is a long way to go for us to improve its services.这是2010年6月份四级考试作文