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Teaching Procedures of Banking Management

Teaching Procedures

Periods 1-2    Reading A

1.         Introduction to Unit field work and lead-in to Reading A                                 10 min.

a.         Describe a situation in which current assessment is involved and assign the field work project by saying, for example:

Hello, class. In our world, we cannot live without money. Once we have some money that we don’t want to use up at once, we have to go to banks. The field work for this unit is to research about the services provided by all types of banks. As usual, you have about two weeks to do this project. And there is the in-class presentation, of course.

b.         Ask students to:

-          search the library or the Internet for information about banking management;

-          make a list of questions and use them to interview people about banking management;

-          write a report about your group work and prepare for an in-class presentation.

c.         Lead in to Reading A by saying, for example:

As the first step of your field work project, you may get some basic ideas about banking management by going through Reading A.

2.    Pre-reading activities                                                                                   10 min.

       Activity 1       Brainstorming

a.     Students work with partners and list some words relevant to “Banking Management”

b.         Invite some students to give their list and provide the suggested list below if necessary:

deposit, investment, exchange foreign currency, interest rate, borrower, credit card, bank account, check, notes, banker, financial market, security ... 

3.     In-reading activities                                                                                    50 min.

        Activity 1       Individual work: finding out the difficulties

a.     Students read the text with attention to possible language difficulties and special terms.

        b.    Students raise questions concerning the difficulties found while reading.

        c.    Encourage students to join in the explanation of difficult points.

        d.    Then ask some more questions relevant to the paragraphs.

Paragraph one:

-      How does e-banking differ from traditional banking?

Paragraph two:

-      What do e-banking services comprise?

-      What does the word “comprise” mean?

Paragraph three:

-    How may financial organizations expand their customer in a wider geographic area?

Paragraph four:

-      What can customers do through banks’ Internet Web sites?

-      Many banking organizations are now offering small business applications and corporate cash management services via the Internet. What do the services generally include?

Paragraph six:

-   How do transactional Internet banking sites work?

Paragraph seven:

-   In telephone banking, how do customers check account balances and transactions and pay bills?

Paragraph eight:

-   Why are more and more financial institutions eager to adopt e-banking?

-   What does the phrase “the man on the street” mean?

        d.    Comment on students’ performance.

        Activity 2       Pair work: reviewing the expressions

a.     Students work in pairs with one reading out language points or special terms and the other making a sentence, paraphrasing or translating.

        b.    Monitor the work and provide help if necessary.

        Activity 3       Group work: getting the ideas

        a.     Students work in groups to discuss

-     the procedure of depositing and withdrawing money

        -     the functions of banks

b.    Group representatives report about their work.

c.    Invite peer comment and give feedback.

Possible difficulties in Reading A

-       differing only in that it utilizes a different delivery channel.

utilize: vt. to make good use of

e.g. It is to be hoped that in her new job her talents will be better utilized than before.

-       Many institutions are now using the Internet to enhance their service offerings to existing customers.

enhance: vt. to increase in strength or amount

e.g. Good secretarial skills should enhance your chances of getting a job.

enhancement: n.

-      While e-banking services have been oriented toward retail customers, many banking organizations are now offering small business applications and corporate cash management services via the Internet.

    orient: v. to arrange or direct with a particular purpose

e.g. an English language course that is oriented towards the needs of businessmen

   an export-oriented company

        -   which has been pre-loaded with the customer’s account balances, transaction history, and other information.

            transaction: n. (formal) a piece of business

            e.g. The bank charges a fixed rate for each transaction.

4.     Post-reading activities                                                                                 30 min.

Activity 1        Individual work: reviewing the ideas

        a.     Students read the passage again and point out the main idea of each paragraph.

        b.    Invite some students to present their work.

c.    Give comments and refer them to exercise I for the topic sentences of some paragraphs.

Activity 2        Pair work: list the banks in China

a.    Students work in pairs to list the names of banks in China.

b.    Monitor the work and provide help if necessary.

5.     Assignment

        a.     Students finish exercises III-VII based on what they have learned in Reading A.

        b.    Students preview Reading B.

c.    Students spare some time for the field work project.